6. MEDICAL, LEGAL & FINANCIAL DISCLAIMER

1. No Professional Advisory

The Platform, Products, and complimentary Digital Content do not constitute:

  • medical advice
  • psychiatric advice
  • psychological counseling
  • legal advice
  • financial/investment advice
  • tax or compliance guidance

2. Reliance Prohibited

The User agrees not to rely on astrology, ritual output, spiritual interpretations, or morphological symbolism for:

  • diagnosis or treatment of disease
  • financial or investment decisions
  • legal disputes or litigation strategies
  • career decisions involving material liability
  • medical emergencies

3. Seek Appropriate Professionals

The User acknowledges a responsibility to consult:

  • doctors for medical decisions
  • lawyers for legal disputes
  • certified advisors for financial matters
  • mental health professionals for psychological conditions

4. No Warranties

BhagyaKosh expressly disclaims all implied warranties relating to suitability for medical, legal, financial, psychiatric, or therapeutic purpose.

7. SPIRITUAL DISCLAIMER

1. Belief-Based System

Astrology, puja, havan, ritual consecration, yantra, tabij, kavach, and spiritual remedies are rooted in traditional cultural and religious belief systems.

2. No Guaranteed Outcomes

The User acknowledges:

  • (a) outcomes vary between individuals
  • (b) there is no guaranteed result
  • (c) spiritual effects are subjective

3. Interpretation Variability

Interpretation may vary based on:

  • school of astrology
  • priest lineage
  • ritual traditions
  • regional temple differences
  • textual interpretation

4. Complimentary Ritual Association

Complimentary ritual components are provided as a cultural courtesy, not a commercial determiner of value or outcome.

8. AI & DATA PROCESSING NOTICE

1. Use of AI Systems

The Platform may utilize AI systems for:

  • astrological interpretation
  • chart analysis
  • personalized suggestions
  • heuristic spiritual matching
  • kundli commentary generation
  • remedial recommendations

AI outputs are interpretive only and do not carry deterministic certainty.

2. Third-Party Computational Services

Chart computation and astrological calculations may be performed using Prokerala API, third-party algorithms, or computational libraries.

3. Human + AI Hybrid Model

Digital Content may be a combination of:

  • automated analysis
  • templated content
  • interpretive scripting
  • human curation
  • priest interpretation

4. No Autonomous Decision-Making

AI does not autonomously:

  • approve transactions
  • extend credit
  • perform legal actions
  • make judgments of fitness or eligibility

5. Training Data

Anonymous and non-identifying usage data may be used to improve service quality, recommendation accuracy, and interpretive frameworks.

9. COOKIE & TRACKING POLICY

1. Use of Cookies

We may use cookies, pixels, and tracking technologies to:

  • analyze user behavior
  • improve platform performance
  • personalize content
  • facilitate advertising
  • manage authentication sessions

2. Advertising & Analytics

Tracking technologies may include:

  • Facebook Pixel
  • Google Analytics (GA4)
  • UTM tracking
  • First-party cookies
  • Session markers

3. Consent

Where required under Indian data norms, Users may be prompted to consent to cookies. Consent may be withdrawn via browser configuration.

4. Opt-Out

Users may disable cookies in browser settings, however certain Platform features may become unavailable.

10. CONSENT FOR BIRTH DATA & SPIRITUAL SERVICES

1. Data Nature

Birth data provided for astrology includes:

  • date of birth
  • time of birth
  • location of birth

Such data is required for:

  • kundli chart computation
  • predictive astrology
  • dosha analysis
  • relationship/karmic analysis
  • remedial recommendations

2. User Authorization

By providing such data, the User hereby:

  • (a) consents to processing for spiritual purposes
  • (b) consents to internal retention for archival use
  • (c) consents to anonymized usage for interpretive research
  • (d) affirms data accuracy

3. Withdrawal

Consent for spiritual processing may be withdrawn; however, doing so may render Digital Content unavailable.

4. Third-Party Disclosure

Birth data may be disclosed to independent priests solely for ritual execution.

5. Age Confirmation

User affirms they are 18+ and legally competent to consent.